No, we are not talking about insurance in case the umbrella you're holding gets blown away in an Ozarks windstorm. Umbrella insurance, also called a personal umbrella, is excess liability coverage that you can add to "cover" (see why it's called an umbrella?) your other insurance policies, as well as a few other uses. Umbrella policies are typically inexpensive compared to other liability insurance, usually around $20 a month* and coverage begins at $1,000,000 of liability. That's a lot of coverage!

Nobody likes to admit it, but we live in a world where lawsuits are commonplace, and if you're not careful, you could be responsible for a whole lot more than either your current insurance, or your savings, can cover. An umbrella policy is there to protect YOU from these instances which means that even in the most severe circumstances, you can rest easy knowing that you have the best protection possible.

Call our Camdenton, MO office today to see what adding an umbrella policy to your current coverage can offer you.